Payment is due at the time of service. For payments in full on the day of service when treatment plans are $2,000 or greater, we offer a five percent (5%) reduction of the total fee if payment is made with cash or check.
Before treatment is performed, we will discuss treatment and financial options. This will allow you to fully understand your dental treatment, what to anticipate in fees and allow you time to make necessary financial arrangements.
We are in network with a number of dental benefits plans, however in and out of network status sometimes changes so we ask that you call your insurance provider to ensure our practice is currently in-network prior to your appointment to avoid additional out-of-pocket costs.
If you have dental insurance, we will make every reasonable effort to help you maximize the dental benefits that you have already paid for. Our business staff will be glad to assist you in receiving your dental benefits, so always bring your insurance information with you.
Our goal is to help you maximize your dental insurance benefits. We emphasize as dental care providers, our relationship is with you, and not your insurance company. While filing insurance claims is a courtesy which we extend to all our patients, all charges are your responsibility from the date the services are rendered. Your estimated co-payment is due in full the day of treatment.
Our office also accepts financing through CareCredit. Unlike a regular credit card, CareCredit offers shorter term financing options of 6, 12, 18 or 24 months with no interest on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date. You can use CareCredit for deductibles, co-pays, coinsurance and costs for procedures not covered by insurance. And, once you’ve applied, you can use it again and again.
CareCredit also extends longer term financing for 24, 36, 48 or 60-month periods with reduced APR and Fixed Monthly Payments Required Until Paid in Full. For complete details, including interest rates and terms, see the CareCredit account agreement within the credit applications. All offers are subject to credit approval.
The process to apply for CareCredit is quick and easy. Simply go to https://www.carecredit.com/ or click on the CareCredit link below to complete the online application and you’ll receive an instant credit decision. Once approved, you will be able to immediately use the CareCredit credit card to pay for your dental care.
Financial Policy (pdf)
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26 S Main St, Albia, IA 52531 US
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